Tag: wealth management

Start 2027 Strong: Review Your IRA Beneficiaries

Written by Chris Robinson on November 10, 2026. Posted in Ed Slott's IRA Corner, Estate.

As 2026 comes to a close, it is a good time to revisit one of the most important – and often overlooked –...

401k beneficiaries, beneficiary designations, contingent beneficiary, estate planning, financial planning checklist, IRA beneficiaries, IRA beneficiary forms, IRA planning, primary beneficiary, retirement account beneficiaries, retirement account review, retirement planning, tax planning, wealth management, year-end financial planning

Planning for Health Savings Account (HSA) Distributions in 5 Easy Steps

Written by Chris Robinson on November 9, 2026. Posted in Ed Slott's IRA Corner, Tax.

Planning for Health Savings Account (HSA) Distributions in 5 Easy Steps Quick answer: HSA withdrawals are completely tax-free...

Argyle Texas, financial planning, HDHP, Health Savings Account, healthcare costs in retirement, high deductible health plan, HSA, HSA 20% penalty, HSA age 65, HSA beneficiary rules, HSA distribution rules, HSA Medicare premiums, HSA penalty, HSA withdrawals, retirement planning, RFG Wealth Advisory, tax planning, tax-advantaged accounts, wealth management

Year-End Financial Planning Checklist: Key Retirement and Tax Moves Before 2027

Written by Chris Robinson on November 9, 2026. Posted in Ed Slott's IRA Corner, IRA.

As 2026 comes to a close, it is worth taking a careful look at your retirement plan, tax picture, estate documents, charitable...

2027 financial planning, beneficiary planning, estate planning, financial planning, investment management, QCDs, qualified charitable distributions, required minimum distributions, Retirement Income, retirement planning, RMDs, roth conversion, tax planning, wealth management, year-end planning

The Roth Conversion Myth That Could Cost You More Than Taxes

Written by Chris Robinson on August 4, 2026. Posted in Ed Slott's IRA Corner, Tax.

Rethinking the “Opportunity Cost” of Roth Conversions When I talk with investors about Roth conversions, one...

financial advisor Argyle TX, future tax rates, IRA conversion strategy, re-only financial advisor, retirement tax planning, retirement withdrawal planning, RMD planning, roth conversion, roth ira conversion, rother conversion opportunity cost, tax-efficient retirement income, wealth management

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

RFG Wealth Advisory is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training, nor is it an endorsement by the SEC or other regulators. RFG Wealth Advisory only provides investment advisory services in jurisdictions where it is registered or qualifies for an exemption. This website is for informational purposes only and does not constitute legal, tax, or accounting advice. For more information, see our Form CRS, available at the bottom of this page.

Ed Slott is not a current client of RFG Wealth Advisory. RFG Wealth Advisory pays membership fees for access to certain Ed Slott educational materials, resources, and branding. This compensation arrangement creates a conflict of interest because it provides Ed Slott with a financial incentive to endorse RFG Wealth Advisory. The endorsement is not a guarantee of investment performance or future results.

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Argyle, TX 76226

940-464-4104