Maximize Tax Savings with Net Unrealized Appreciation (NUA)
If you own company stock as part of your retirement plan, you may have the opportunity to reduce your tax burden significantly through a tax-saving strategy called Net Unrealized Appreciation (NUA).
Here’s how Net Unrealized Appreciation works:
When you use the NUA strategy, the value of your company stock at the time of purchase (also called the cost basis) is taxed at ordinary income tax rates when withdrawn. However, the appreciation of that stock—the growth above the cost basis—is taxed at the lower capital gains tax rate when sold. For those eligible, this strategy can offer substantial tax savings and allow you to keep more of your hard-earned money.
But here’s the catch: NUA is not for everyone, and the process comes with specific eligibility requirements and strict rules. In fact, you only get one chance to execute this strategy correctly, so it’s critical to plan ahead and follow the process precisely.
Not sure where to start? RFG Wealth Advisory has you covered.
Discover our free guide:
“NUA Timeline: Triggering Events.” This resource breaks down the key moments when you can take advantage of NUA and provides insights into avoiding costly mistakes.
Why wait to explore Net Unrealized Appreciation?
If you think NUA might be the right move for your financial situation, call us to determine if now is the time to act.
For personalized advice, contact lead advisor Chris Robinson, ChFC, at 940-464-4104 to schedule a consultation. Or book a free assessment online at RFGWealthAdvisory.com/virtualconsultation.
At RFG Wealth Advisory, we specialize in helping clients like you navigate complex financial strategies. As an independent, fee-only Registered Investment Advisor, our goal is simple: to always put your interests first. Plus, we a have a transparent, simple fee structure that’s easy to understand.
Financial success doesn’t happen by chance—let’s plan it together.
Investment advice is offered through RFG Wealth Advisory, a Registered Investment Advisor.
NUA Timeline: Triggering Events
Disclaimer
Financial Success Doesn’t Happen by Chance.
Contact lead advisor Chris Robinson with RFG Wealth Advisory in Argyle, Texas to discuss your questions.
RFG Wealth Advisory is an independent, fee-only Registered Investment Advisor firm in Argyle, Texas. At RFG Wealth, our fiduciary duty ensures your interests always come first, and we maintain a transparent fee structure for your peace of mind. Contact us today!
Investment advice is offered through RFG Wealth Advisory, a Registered Investment Advisor.
Schedule a Virtual Consultation
Chris Robinson is the president of RFG Wealth Advisory, which he founded in 1995. He is a current resident of Argyle and native of Denton, Texas.
