Ed Slott’s IRA Corner

What is an Ed Slott Elite Advisor?

Ed Slott and Company is the nation’s leading source of accurate, timely IRA expertise and analysis to financial advisors, institutions, consumers and media across the country.

Members of Ed Slott’s Elite IRA Advisor GroupSM train with Ed Slott and his team of IRA Experts on a continuous basis.

Chris Robinson, Lead Advisor for RFG Wealth Advisory, is a member of the Ed Slott Elite Advisor Group and trains monthly with this organization.

Latest Slott Reports

Tax On Roth IRA Distributions? The 5 Steps That Decide

How Much Tax Is Owed on Roth IRA Distributions? The 5 Steps That Decide Roth IRAs are built for tax-free income in retirement, but the word “tax-free” carries an asterisk that catches even experienced savers off guard. A withdrawal from a Roth IRA can be entirely tax-free, penalty-free, or fully taxable — and the difference […]

Qualified Charitable Distributions in 2026: The $111,000 Limit, RMD Rules, and How to Get It Right

Make a Year-End Gift That Benefits You and Your Charity A qualified charitable distribution (QCD) is a direct transfer from an IRA to a qualifying charity, available at age 70½ or older, with a 2026 annual limit of $111,000 per person. What a QCD Actually Does for You If you are 70½ or older, you […]

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Calculating Your RMD in 5 Easy Steps

Calculating Your RMD in 5 Easy Steps RMD calculation rules 2026: A required minimum distribution (RMD) is the minimum amount you must withdraw each year from a tax-deferred retirement account once you reach your required beginning age. You calculate it by dividing your December 31 prior-year account balance by your life expectancy factor from the […]

Self-Directed IRA Red Flags Every Investor Should Know

Certain IRA Moves Can Trigger Big Tax Problems: How RFG Wealth Helps Clients Avoid IRA Prohibited Transactions If you have built meaningful retirement assets, especially in a self-directed IRA or Roth IRA, one small misstep can create a much bigger problem than most people realize. I have seen investors focus heavily on returns, tax efficiency, […]

Roth Conversion Before Retirement: Smart Tax Move or Costly Mistake?

To Convert or Not to Convert? How I Help Pre-Retirees Decide if a Roth Conversion Really Makes Sense If retirement is getting closer, there is a good chance you have started looking at your nest egg a little differently. For years, many high earners and diligent savers focused on building wealth inside traditional IRAs and […]

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

RFG Wealth Advisory is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training, nor is it an endorsement by the SEC or other regulators. RFG Wealth Advisory only provides investment advisory services in jurisdictions where it is registered or qualifies for an exemption. This website is for informational purposes only and does not constitute legal, tax, or accounting advice. For more information, see our Form CRS, available at the bottom of this page.

Ed Slott is not a current client of RFG Wealth Advisory. RFG Wealth Advisory pays membership fees for access to certain Ed Slott educational materials, resources, and branding. This compensation arrangement creates a conflict of interest because it provides Ed Slott with a financial incentive to endorse RFG Wealth Advisory. The endorsement is not a guarantee of investment performance or future results.

RFG Wealth Advisory
130 Old Town Blvd., S, Ste. 100
Argyle, TX 76226

940-464-4104