Ed Slott’s IRA Corner

What is an Ed Slott Elite Advisor?

Ed Slott and Company is the nation’s leading source of accurate, timely IRA expertise and analysis to financial advisors, institutions, consumers and media across the country.

Members of Ed Slott’s Elite IRA Advisor GroupSM train with Ed Slott and his team of IRA Experts on a continuous basis.

Chris Robinson, Lead Advisor for RFG Wealth Advisory, is a member of the Ed Slott Elite Advisor Group and trains monthly with this organization.

Latest Slott Reports

The Hidden Retirement Giving Strategy That Can Cut Taxes This Christmas: Qualified Charitable Distributions 2025

How to Give Smarter This Holiday Season: The IRA Strategy Every Retiree Should Know As we enter the holiday season, generosity is on everyone’s mind. If you’re age 70½ or older, there’s a unique opportunity to give back — and receive a valuable tax benefit in return. A Qualified Charitable Distribution 2025 (QCD) allows IRA owners […]

Required Minimum Distribution 2025: Risking Thousands in Penalties?

Understanding Required Minimum Distributions 2025 (RMDs): Avoid Costly Penalties Withdrawing money from your retirement account should feel rewarding—but it can turn stressful if you miss or miscalculate your RMD. Recent changes under the SECURE Act and SECURE 2.0 make it more important than ever to understand RMD rules and plan accordingly. Missteps can cost you […]

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Think Your Roth IRA Withdrawals Are Tax-Free? Think Again.

Are Your Roth IRA Withdrawals Always Tax-Free? When you opened your Roth IRA, you may have assumed that all distributions would always be tax-free. However, that common assumption can lead to unexpected taxes or penalties down the road—even though Roth IRAs offer significant advantages. What funds are you actually withdrawing from your Roth IRA? Short […]

Choose the Best Tools for Your Legacy: Roth IRAs and Life Insurance

When it comes to crafting a meaningful and tax-efficient legacy for your loved ones, Roth IRAs and life insurance policies are two powerful tools that share a similar goal: transferring wealth across generations. However, they operate under fundamentally different rules—and understanding how those differences affect your estate plan can make a significant impact. Drawing on […]

The Hidden IRA Trap that Could Wipe Out Your Retirement Overnight

Here’s something many seasoned investors don’t realize: even well-intentioned moves within an IRA can trigger devastating consequences—without warning. If an IRA owner, their family member, or any “disqualified person” benefits improperly from retirement account activity, that’s a prohibited transaction—and the repercussions are severe. The IRS views such actions as a violation of the IRA’s intended […]

“These materials have been independently produced by RFG Wealth Advisory. RFG Wealth Advisory is independent of, and has no affiliation with, Charles Schwab & Co., Inc. or any of its affiliates (“Schwab”). Schwab is a registered broker-dealer and member SIPC. Schwab has not created, supplied, licensed, endorsed, or otherwise sanctioned these materials nor has Schwab independently verified any of the information in them. RFG Wealth Advisory provides you with investment advice, while Schwab maintains custody of your assets in a brokerage account and will effect transactions for your account on our instruction.”

RFG Wealth Advisory is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply a certain level of skill or training, nor is it an endorsement by the SEC or other regulators. RFG Wealth Advisory only provides investment advisory services in jurisdictions where it is registered or qualifies for an exemption. This website is for informational purposes only and does not constitute legal, tax, or accounting advice. For more information, see our Form ADV and Form CRS, available at the bottom of this page.

Investment advice offered through RFG Wealth Advisory, a registered Investment advisor. FINRA/SIPC.